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Borrowing against home equity can be a convenient way to access cash, but it also carries risk. If you're considering it, here are five things you.
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If your house is paid off and you need access to funding, you might be wondering if a home equity loan is an option for you. First, a home equity loan is a type of loan in which the borrower’s home serves as collateral for the borrowed funds. It is a secured loan that allows borrowers to access some of the funds from the equity built up in their home.